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| - | [[Image:Payday_Loans_UK_1654.jpg|thumb|]]
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| - | In 2009, United States banks collected over $38 billion in overdraft fees; this was almost twice the volume of overdraft fees collected in 2000. To avoid paying these fees, you have to know exactly the way much money you need in your bank accounts and next refrain away from overspending. Luckily, there are a few crucial gear you can operate to track your checking account transactions.
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| - | Moderately Easy
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| - | Instructions
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| - | 1 Log in to your account on your bank's website and navigate to your checking accounts. Every checking accounts transaction that is you've had will be listed. To log in you will need your checking account number plus a password regarding your choosing, which you may create on the bank's website.
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| - | 2 List all of your checking account transactions in an Excel spreadsheet. You may want this method to tracking your transactions because you can perform additions also subtractions from your running stability. When you generate a checking accounts transaction, record it on this spreadsheet.
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| - | 3 Record all regarding your checking account transactions from a checkbook. You will receive a checkbook whenever you open any checking account on a deposit. Checkbooks allow you to record the date, details of the transaction, payment amount, deposit amount and your account's balance. Checkbooks are convenient mainly because they are portable; unlike an Excel spreadsheet, they are small adequate so that you can receive it with you and record all of your transactions.
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| - | 4 Set increase email notifications with your checking account. When you arranged upward this service in individual or on your deposit's website, you can select to be notified by means of email of such things as your recent transactions or your fresh overdrafts.
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| - | References
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| - | Power [http://wiki.theshavingroom.co.uk/wiki/Payday_Loans_-_How_to_Get_Quick_Payday_Loans_Online Payday] Loan: Overdraft Fees from Banks Create Billions in Earnings
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| - | Bank of America: Online Deposit Account Direction
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| - | Geoffrey Wyght: Excel - Monitor and Balance Your Checking Accounts
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| - | The Mint: Track Your Checking Account
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| - | US Bank: Text and Email Alerts from U.S. Bank Help You Stay on Top of Your Finances
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| - | Print
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| - | Email
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| - | Share
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| - | Comments
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